Market Intel

Know before you decide.

Indicative rates, a repayment calculator, and plain-spoken updates on what's moving in the Singapore market, so you're not walking in blind.

Indicative Mortgage Rates

Sample bank packages for Singapore residential loans.

2Y Fixed Rate

Locked for 2 years, reverts to board rate

2.60% p.a.

3M Compounded SORA

Floating, pegged to SORA + bank spread

2.85% p.a.

HDB Concessionary Loan

Pegged at CPF OA rate + 0.10%

2.60% p.a.

5Y Fixed Rate

Longer-term rate certainty

3.05% p.a.

Sample figures for illustration only, rates change frequently and vary by bank and profile. Message me for the latest packages available to you.

Mortgage Calculator

Adjust the sliders to estimate your monthly repayment.

Property Price S$ 1,200,000

Down Payment 25%

Interest Rate (p.a.) 3.2%

Loan Tenure 25 years

Estimated Monthly Repayment

S$ 4,150

Principal Interest

Down PaymentS$ 300,000

Loan AmountS$ 900,000

Total Interest PaidS$ 345,000

Total RepaidS$ 1,245,000

Buyer's Stamp Duty (BSD)S$ 24,600

Est. Upfront Cash (Down Payment + BSD)S$ 324,600

This gives a simplified estimate for illustration only. BSD is calculated using IRAS's current residential tiered rates, but this does not account for TDSR/MSR limits, LTV caps, Additional Buyer's Stamp Duty (ABSD, which varies by citizenship/residency and number of properties owned), or legal fees. Not financial advice. Message me for the real numbers based on your situation.

Latest Market Movements

Illustrative summaries, ask me for a full, current briefing tailored to your situation.

Draft

Private resale prices ease slightly

Placeholder entry, swap in a real market note once you have one to share, with recent transaction trends in the districts you cover.

Draft

New launch previews drawing steady interest

Placeholder entry, a short take on turnout or interest at recent previews you've attended.

Draft

Rates holding steady ahead of review

Placeholder entry, a quick note on rate movement or bank package changes worth flagging to clients.

Want this explained for your specific numbers?

Hi Jacklyn!
I checked the market intel page, can we go through my numbers?